Alpha Capital Insurance Group specializes in Personal/Business Life insurance and Long Term Care Solutions. We focus specifically on the needs of our client and provide tailored cost effective solutions with thoughtful strategic planning.
Personal insurance solutions are designed with the goal to provide protection and a benefit to clients and their families to maintain the standard of living they are accustomed to or to possibly provide a legacy for later generations.
Proper Estate planning can get more to your family.
What will happen to your estate at death?
After all the Estate Settlement Costs are taken out, remain assets will be proceeds to your family.
How do you get more to your family? Use Life Insurance Proceeds to Minimize Estate Taxes.
Death taxes are due and payable in cash within nine months after a tax payer’s death.
How are the death taxes paid?
While some riders are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing. Guarantees are based on the claims paying ability of the issuing insurance company.
Individual products owned or provided by a business can prove to be powerful tools for the transfer of ownership by business owners as well as the recruitment, retention, and reward of influential individuals in an organization.
Life insurance Policy Reviews can protect what is really important to you. Events in life may create a need for additional insurance or current policies to be reviewed.
Approximately 70% of people over age 65 will require long term care. The average U.S. annual nursing home cost is $85,000 annually with an average of 3.95% annual increase*. This is a critical and often overlooked piece to a person’s estate and financial planning. You can reposition assets today to help protect your assets in the future.
While some benefits of an Asset Based LTC policy are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing. Guarantees are based on the claims paying ability of the issuing insurance company.
*Sources: U.S. Administration on Aging, Department of Health and Human Services, Dec. 2012; Average annual U.S. nursing home costs in 2011 and in 20 years (1994 to 2011).Source: 2012 Sourcebook for Long-Term Care Insurance, American Association for Long-Term Care Insurance; 2012 Sourcebook for Long-Term Care Insurance, American Association for Long-Term Care Insurance.
Personal insurance solutions are designed with the goal to provide protection and a benefit to clients and their families to maintain the standard of living they are accustomed to or to possibly provide a legacy for later generations.
Proper Estate planning can get more to your family.
What will happen to your estate at death?
After all the Estate Settlement Costs are taken out, remain assets will be proceeds to your family.
How do you get more to your family? Use Life Insurance Proceeds to Minimize Estate Taxes.
Death taxes are due and payable in cash within nine months after a tax payer’s death.
How are the death taxes paid?
While some benefits of an Asset Based LTC policy are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing. Guarantees are based on the claims paying ability of the issuing insurance company.
Individual products owned or provided by a business can prove to be powerful tools for the transfer of ownership by business owners as well as the recruitment, retention, and reward of influential individuals in an organization.
Life insurance Policy Reviews can protect what is really important to you. Events in life may create a need for additional insurance or current policies to be reviewed.
Approximately 70% of people over age 65 will require long term care. The average U.S. annual nursing home cost is $85,000 annually with an average of 3.95% annual increase*. This is a critical and often overlooked piece to a person’s estate and financial planning. You can reposition assets today to help protect your assets in the future.
While some benefits of an Asset Based LTC policy are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing. Guarantees are based on the claims paying ability of the issuing insurance company.
*Sources: U.S. Administration on Aging, Department of Health and Human Services, Dec. 2012; Average annual U.S. nursing home costs in 2011 and in 20 years (1994 to 2011).Source: 2012 Sourcebook for Long-Term Care Insurance, American Association for Long-Term Care Insurance; 2012 Sourcebook for Long-Term Care Insurance, American Association for Long-Term Care Insurance.
Alpha Capital Insurance Group LLC, is a separate entity from Alpha Capital Management Group, LLC.
Alpha Capital Management Group, LLC is a SEC registered investment advisor located in CO. Alpha Capital Management Group, LLC and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Alpha Capital Management Group, LLC maintains clients. Alpha Capital Management Group, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Alpha Capital Management Group, LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of Alpha Capital Management Group, LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Alpha Capital Management Group, LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Alpha Capital Management Group, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Alpha Capital Management Group, LLC, please contact the SEC, FINRA or the state securities regulators for those states in which Alpha Capital Management Group, LLC maintains a filing. A copy of Alpha Capital Management Group, LLC’s current written disclosure statement discussing Alpha Capital Management Group, LLC’s business operations, service, and fees is available from Alpha Capital Management Group, LLC upon written request. Alpha Capital Management Group, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Alpha Capital Management Group, LLC’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
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